For the check to be valid, it must contain the signature of the owner of the account from which the funds will be withdrawn.

government agency for protecting consumers in the financial sector Go to source X Trustworthy Source US Consumer Financial Protection Bureau U.S. Make certain that this is the correct amount you are owed and that it matches the written dollar amount located to the left of the box.

It represents the exact amount to be paid.

The numerical amount box is located below the date.

The date written on the check is the first date on which the funds may be withdrawn.

If the information is invalid or missing, you probably won’t be able to cash it. This includes the date, amount of payment, and signature. All of the information on the check needs to be complete and accurate. have laws that require banks to cash checks drawn on their accounts without charging a fee.

If the account the check is written on does not have sufficient funds to cover the check, the bank is not required to cash it.

You may need to show a valid photo I.D., so bring one along.

You must cash the check in person with a bank teller (not at the ATM) if you are not an account holder there.

government agency for protecting consumers in the financial sector Go to source The bank may, however, charge you a fee if you're not an account holder with them. Most banks will (and may be legally required to) cash checks that are drawn on sufficiently-funded accounts at their bank. You can find the name of the bank by looking at the front of the check.

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